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No monthly fees!1

The easy way to get paid early6

Receive fast2 Direct Deposits onto your Exceed Card up to 2 days early.6 Then shop, pay bills or pay friends – all without a bank account.

Sign up for free

Trusted by more than 3 million Walmart Associates and backed by Mastercard

New perk!
Get paid early6

Sign up for Direct Deposit and receive your paycheck up to 2 days sooner6 – automatically.

Learn how
Sign up for Exceed Direct Deposit and receive your paycheck up to 2 days sooner(2) – automatically

No
gimmicks
or gotchas

  • No signup or monthly fees1
  • No in-store cash load or withdrawal fees1
  • No credit checks

Handy features & benefits at every step

Easy-to-use features

The everyday convenience you need.

Easy-to-use features

Flexible spending almost anywhere

Use your Card how and where you want.

Flexible spending almost anywhere

Smart money management

Get the tools you need to stay on top of your finances.

Security you can count on

Rest easy knowing your money is protected.

Security you can count on

3¢ off per gallon on gas5 with your Card

Get this perk all year round at participating Walmart, Sam’s Club and Murphy USA gas stations.

Learn more
Learn more about our gas discount and other promotions

Take control of your credit health

Power up with a FREE Experian® Account4 – now available & packed with helpful credit tools.

Get the details
Take control of your credit health with Exceed and a FREE Experian® Account(4)

Download the Exceed App* – it’s free1

Check your balance without logging in, lock/unlock your Card, set up Mobile Wallet, manage your money and much more.

Rated 4.8 out of 5 stars by Cardholders

EXCEED is rated 4.8 out of 5 stars by Cardholders
Download the Exceed App* on the App Store®Get the Exceed App* on Google Play™